Am I Required to Give My Medical Records to the Insurance Company After a Car Accident?

Am I Required to Give My Medical Records to the Insurance Company After a Car Accident?

There are several things that you should do after a car accident. One important step is to seek medical attention for your injuries. Before recovering compensation for injuries, losses, and damages after a car accident, the insurance company will require medical evidence to support your injury claim. If you wait too long after a car wreck to see the doctor, the insurance company might argue that your injuries are not related to the accident. Therefore, it is usually best to see a doctor right away so you can receive a correct diagnosis for your injuries and begin a treatment plan.

At some point, the insurance company will request copies of your medical records. The insurance adjuster might ask you to sign a medical release or medical authorization form. Are you required to sign this form?

Medical Records for a Car Accident Claim

You will need to give the insurance company copies of the relevant medical records for your car accident. Without proof of injury, the insurance company is not required to pay a claim. However, we strongly recommend discussing your case with an Erie car accident attorney before signing any forms, especially a medical authorization form.

Insurance companies search for reasons to undervalue or deny injury claims. One way to avoid paying a claim is to allege that the injury is the result of a pre-existing condition, such as an injury from a prior accident. To determine if you have a pre-existing condition, the insurance company may attempt to view your entire medical history or as much of your medical history as possible. If you sign a medical authorization form that does not specifically limit the medical records the insurance company may request, the company could request your entire medical file. It is an old insurance tactic, but an effective one nonetheless.

How Can an Attorney Help Me if I Have a Pre-Existing Condition?

A pre-existing condition does not mean that the person who caused your car accident is not responsible for your current injuries and damages. Courts throughout Pennsylvania have held that a person is liable for damages, even if the injury is an aggravation of the pre-existing condition. However, it is easy for insurance companies to allege that victims should receive less money or no money because of a pre-existing condition.

With expert testimony and evidence, an attorney can help you fight the allegation to prove that you deserve full compensation for all damages. These types of cases are complicated. It is best to meet them head-on instead of allowing the insurance company to discover the information by digging through your medical records. If you have a pre-existing condition, you want to talk to an Erie personal injury lawyer as soon as possible. Your attorney can handle when and how to present medical evidence.

Contact an Erie Car Accident Attorney Today for a Free Case Review

Don’t let an insurance adjuster pressure you into signing medical authorizations and release forms without consulting an attorney. You have the right to speak with an attorney and to have an attorney review all forms before you sign them. Make sure you exercise that right to protect your best interests after a car crash.

Call The Travis Law Firm at (800) 401-2066 to schedule a free legal consultation with an Erie personal injury attorney.