If you are in a car accident in Pennsylvania, what legal procedure must you follow if you are a tourist? Read on to learn more.
Reporting the accident is vital so that police and first responders arrive at the scene, giving evidence that your collision occurred. You can obtain a copy of the police report at the location or later by requesting it. You will be transported to a hospital for further attention if your injuries are serious. Even if minor injuries occur, you can still go to the hospital to be checked out, which is something you should do.
Not feeling any pain or other physical problems? Remember that symptoms of some potentially serious injuries are delayed or masked because of shock and adrenaline rush. You should still get checked out to establish a record that you sought medical attention for possible injuries. Don’t tell responding police or fire personnel that you’re fine. This may make it more challenging to place an injury claim later.
If you cause a car accident, it is best to consult a lawyer. This is due to the fact that insurers are not always eager to settle cases fairly. In Pennsylvania, there is another issue associated with car accidents. The state is no-fault, which means both the at-fault party and the injured person go to their own insurance company to be compensated. However, there are situations where the amount of compensation is greater than the insured’s policy. In this case, a lawsuit can be filed against the at-fault party.
Insurance coverage is an important factor in a personal injury claim, especially in Pennsylvania. In the first place, Pennsylvania is a no-fault state. Second, knowing that insurance coverage is available makes it reasonably certain that if a case is resolved in your favor, you will be paid. Without this coverage, an injured party may have to pay for all damages out of their own pocket. Since this is impossible for many people in the state, we need to become familiar with the types of and need for insurance coverage.
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