Top 5 Questions After A Car Accident
After a car accident, what you do now can affect your legal rights and your rights to compensation for your losses, medical bills, and pain & suffering.
Listed below are the top 5 questions people typically have after a car accident.
1. Who pays for Property Damage, specifically the damage to my vehicle?
If the other driver is at fault for the accident, their insurance company is typically responsible for paying for the damage to your vehicle.
2. Who will pay for the medical bills I have after the accident?
Under Pennsylvania law, it does not matter who is at fault for the car accident, as Pennsylvania is a no-fault insurance state. Under no-fault laws, your own insurance company is responsible to pay your medical bills regardless of who caused the car accident. If you are not at fault, your insurance company is not allowed to increase your premiums and/or cancel your coverage.
3. If I am injured, but I cannot afford to pay for medical treatment, what do I do?
If you were injured in a car accident, it is imperative that you seek medical attention immediately. Going to the emergency room or your family doctor provides documentation of your injuries and prevents the insurance company from claiming you were not injured. When necessary, we may recommend doctors to you who will agree to treat your injuries now, with the understanding that they will be paid after you receive a settlement to your case.
4. What if the other driver in the car accident is uninsured?
If the other driver does not have insurance, but you do, we may be able to proceed with a claim against your insurance company. This coverage is called uninsured motorist coverage. Keep in mind, your insurance company will want to pay you as little as possible, just like any other insurance company. They make money on collecting premiums, not by paying accident settlement claims.
5. I cannot afford to pay for attorney fees – what should I do?
Rest assured. Our fees are generated by a percentage of the final settlement that you receive. There will be NO money taken out of your pocket and no retainer fees. WE GET PAID ONLY WHEN YOU GET PAID.
We are dedicated to provide you with the attention you deserve after an accident because our law firm believes you are entitled to justice.
If you cannot come to our offices, we will come to you in the hospital, in your home, or any place you would like to meet.
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